MEA Merchant Collect | Check Collection Agency Free check collection service for checks returned due to insufficient funds. Fast, cost effective, electronic method. 100% payable in full of original check amount, after all it's your money. We handle the paperwork and legwork, charging the check writer's account the state's regulated fee to cover the cost of the collection. You pay nothing! Merchantcollect.com~Site InfoWhoisTrace RouteRBL Check