Valdosta Teachers' Federal Credit Union Like all credit unions, Valdosta Teachers' Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder or an owner of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings. Valdostateachersfcu.org~Site InfoWhoisTrace RouteRBL Check